You won't believe if I say that Hubby and I started with a zero balance in our bank account. We had nothing when we got married but after a few years, we already have what we need and want. We now have our own apartment, a new car and a new business. By the way, did I mention that we are also free from debt? Yes, that's true that's why we sometimes go out of the country to travel because we are free from debt. We don't worry about anything. How did we get all those? Here's a secret! We know how to budget our money.
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